28.6%

Total ROCE

£1,650

Monthly Rental

£14,500

Day 1 Equity

7.2%

Gross Rental Yield

Uncover the full success story

Laindon 3-Bed House with Commuter Convenience and Strong Rental Income

Through careful negotiation and local market insight, Unity Investments acquired this three-bedroom house in Laindon Links, Basildon 5% below asking price, delivering immediate equity and sustainable rental income in a highly sought-after commuter location.

Property Overview

Property
3-bedroom house
Location
Laindon Links, Basildon, Essex‍
Purchase Date
January 2026

Key purchase details

‍Purchase price:
£275,500
Comparable market value at purchase:
£290,000
Below market discount:
£14,500 (5%)

Fnding breakown

Total cash invested:
£68,875‍
Deposit (25%):
£68,875‍
Mortgage:
£206,625 @ 5.5% interest only

Why selected

Below verified comparable market value
£275.5k purchase vs £290k market value (5.00% discount)
Strong rental demand
Popular commuter location
Modern specification:
Low maintenance, spacious

Equity Position

Estimated Market Value Today:
£290,000
Instant Equity from Purchase:
£14,500
Months Since Purchase:
1 month

Additional costs

Stamp Duty:
£2,755 (additional property rate)
Legal fees:
£750
Survey and miscellaneous:
£1,000

Financial Performance Dashboard

This section breaks down the property’s performance in clear, measurable terms. From headline yields and leveraged returns to the monthly cash flow position, you can see exactly how this investment is working. The figures highlight not just the strength of the rental income, but also the impact of market growth and smart financing, giving a complete picture of both immediate income and long-term wealth creation.

Yield Analysis

Local Average Gross Yield

5.8%

Your Gross Yield

7.2%

+0.15 above local market

Compared to similar Basildon homes, this property delivers higher rental returns while providing a low-risk investment for income-focused buyers.

Gross Rental Yield:

7.2%

Calculation: (£1,650 × 12) ÷ £275,500 → Annual rent ÷ purchase price

Return on Capital Employed (ROCE)

Rental ROCE

6.7%

Total ROCE

28.6%

The property provides consistent returns from rental income relative to the invested capital.

Total ROCE:

28.6%

£4,644 ÷ £68,875 → Annual net rental ÷ deposit

Return on Capital Employed (ROCE)

Traditional Cash Savings generates just £400/year per £10k

£400

Property Investment generates over £2700/year per £10k

£4,128

Property investment is up to

6.05x harder working

Monthly Cash Flow Waterfall

This breakdown shows exactly how your investment generates income each month. Starting with rental income, we account for mortgage payments, management fees, insurance, and maintenance costs to arrive at your net monthly profit. Understanding this flow helps you see the true cash generation potential of the property and how your money is working for you in real time.

Income / Expense

Amount (£)

Running total (£)

Rental Income

1,650

Mortgage Payment

-948

Management Fee (10%)

Insurance

-50

Maintenance Reserve

-100

Net Monthly Profit

£1

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Equity Position:
Conservative Estimate

This section highlights the equity created from our property acquisitions, based on conservative assumptions. It shows the value gained on day one through below-market purchases, and provides a snapshot of the current position, taking into account recent market activity and mortgage balances. This approach helps investors understand the potential upside while maintaining a cautious, realistic perspective.

£275,500

Purchase Price

£290,000

Average market value

£14,500

Instant Equity from
BMV Purchase

£290,000

Comparable Properties
at Purchase

Timeline & Milestones:
Turning Strategy into Results

Week 1

Initial consultation with Unity

Week 2

Property sourced & presented

Week 3

Offer accepted

Week 5

Mortgage application submitted

Week 8

Survey & legals completed

Week 12

Exchange & completion

Week 13

Property listed for rent

Week 14

First tenant moved in

The Property Behind the Numbers

The property itself, highlighting the features that underpin Unity’s investment strategy.

Contemporary kitchen design

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From Strategy to Success: Investor Stories

Each investor who works with Unity Investments brings their own goals and ambitions, from building long term wealth to generating steady income.

Through careful planning, personalised strategies, and hands on support, our clients turn property opportunities into measurable success - achieving results that align with their financial objectives and giving them confidence in every step of their investment journey.

Background:

Claire Thompson is a secondary school head teacher balancing a demanding career with family life and community commitments. This is her first property investment, focused on acquiring a well-located, commuter-friendly home that generates reliable rental income while building equity for the future.
‍

‍Investment Goal:

Claire wants to build a property portfolio that supports her family’s future, generating steady rental income from homes in commuter-friendly areas while allowing her to focus on her school leadership role without additional stress.

‍

‍Why This Strategy:

“I wanted an investment that could grow steadily while fitting around my busy schedule. The house offers low-maintenance living in a strong commuter location, making it the ideal first property investment.”

‍

‍Future Plans:

Claire intends to maintain this property as a long-term investment, focusing on careful management and steady rental income. She may consider another commuter-friendly property in the future, but her priority is stability and ensuring the investment fits seamlessly with her busy professional and family life.

“Unity made investing in the Laindon property simple and stress-free. It’s already generating a steady rental income and fits perfectly with my long-term financial security.”

Claire Thompson

Why This Investment Works

This Laindon Links home illustrates how a well-located commuter property can provide immediate equity, strong rental returns, and a low-maintenance investment that fits around a busy lifestyle.

Smart Selection:

Located in a desirable Laindon commuter corridor, ensuring strong tenant demand and consistent occupancy.

Accessible entry point

£68,875 initial capital invested, making it attainable for first-time property investors.

Reliable Income:

Generates £1,650 per month in rental income, producing a net monthly profit of £387 after all costs.

Practical Investment:

Low-maintenance house with updated interiors, a west-facing garden, and a allocated parking space.

Rental ROCE

6.7% annual return on invested capital from rental income alone.

Total ROCE

28.6% when combining rental income with modest built-in equity.

Growth Potential:

Property is in a well-established area with steady demand, providing security and potential long-term value appreciation.

Savings comparison

Traditional savings accounts at 4% generate far lower returns than structured property investments in commuter locations like this.

Start Your Investment Journey with Unity Today

Understanding exactly how to buy investment property is the first step to building wealth through London property. Our proven process removes complexity while maintaining complete transparency.

Next Step:

Book Your Free Consultation to discuss how our process can work for your specific investment goals.

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Laindon 3-Bed House with Commuter Convenience and Strong Rental Income

Property Overview

Key purchase details

Fnding breakown

Why selected

Equity Position

Additional costs

Financial Performance Dashboard

Yield Analysis

Return on Capital Employed (ROCE)

Return on Capital Employed (ROCE)

Get Investor Insights and Early Market Alerts

Equity Position: Conservative Estimate

£275,500

£290,000

£14,500

£290,000

Timeline & Milestones: Turning Strategy into Results

The Property Behind the Numbers

From Strategy to Success: Investor Stories

Why This Investment Works

Start Your Investment Journey with Unity Today

Stay ahead of East London property trends

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Choose a time that suits you

Equity Position:
Conservative Estimate

Timeline & Milestones:
Turning Strategy into Results